Vacant home
insurance.

Specialist insurance for unoccupied homes, protecting your property while it is empty.

Cover for empty homes and second homes Buildings and liability protection Fast quotes and expert advice
Business Insurance
We compare quotes from insurance partners...

Vacant Home Insurance - Key cover options for unoccupied properties.

Our vacant home insurance can include the below cover options and more.

Buildings Cover

Vacant home buildings insurance protecting the structure of an unoccupied property against insured damage during sale, probate, renovation, or extended vacancy.

Property Owners Liability

Property owners' liability cover for vacant homes, helping protect against claims if someone is injured or their property is damaged.

Fire, Flood and Storm

Vacant property insurance including protection against major perils such as fire, flood, storm, and other serious insured events.

Escape of Water

Cover for escape of water damage caused by burst pipes, leaks, and water-related incidents affecting an empty residential property.

Malicious Damage

Optional malicious damage cover for vandalism, deliberate damage, and certain vacant home risks that standard insurance may restrict.

Short Term Cover

Short-term vacant home insurance options for temporary periods of non-occupancy while selling, renovating, administering probate, or preparing to move in.

Protect your empty home

Vacant home insurance is designed for properties that are temporarily unoccupied. This includes homes awaiting sale, probate properties, or second homes that are empty for extended periods.

Cover can include buildings, property owners liability, and optional extensions for malicious damage or theft. We compare a panel of insurers to find a policy that fits your situation.

Short term or long term. Covered.

Unoccupied homes are at greater risk of damage, vandalism, and escape of water. Vacant home insurance helps protect your property during these times.

We can arrange short term cover or longer policies depending on your circumstances.

Call us on 0345 017 9795 for advice.

Real people.
Real service.

We make vacant home insurance clear and straightforward, with friendly advisors who can help you arrange cover quickly.

In a rush? We'll call you back...

Contact us today about vacant home insurance. Call 0345 017 9795 or email info@cityinsurance.co.uk.

Opening times: Mon-Fri 08:40 to 17:00, Sat 09:00 to 12:00, Sun Closed.

What our clients have to say...

The feedback we receive from clients is paramount to our success. We're proud to have built a reputation for providing excellent service, advice, and reliable insurance solutions.

★★★★★

“Excellent advice and cover in place quickly.”

— City Insurance customer