Trade credit
insurance
made simple.

Protect your cash flow, trade with confidence, and support safer credit decisions with Trade Credit Insurance for SMEs and larger businesses.

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Protect against bad debt

Support credit decisions

Trade in the UK and overseas

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Trade Credit Insurance
for safer growth.

Trade Credit Insurance protects your business when customers fail to pay for goods or services supplied on credit terms. It is designed for businesses that sell business-to-business and want stronger protection over trade receivables.

Cover can respond to non-payment caused by insolvency, protracted default, refusal to pay, and in some cases specified political events, helping you protect cash flow while continuing to trade.

Cover for insured B2B receivables

Support for new and existing customer credit decisions

Suitable for SMEs and larger companies

What Trade Credit Insurance can help with

Protection is only part of the value. The right policy can also support growth, competitiveness, and stronger credit control.

Bad debt protection

Reduce the financial impact when an insured customer cannot or will not pay.

Cash-flow resilience

Protect receivables so one large unpaid invoice does not destabilise your business.

Smarter credit decisions

Use credit insight and trading limits to make more informed decisions on exposure.

Confident expansion

Trade domestically or internationally with more confidence when offering credit terms.

How it works

A typical Trade Credit Insurance arrangement combines bad debt protection with ongoing customer risk monitoring.

Assess

Your customers are reviewed so creditworthiness and financial stability can be considered before trading limits are agreed.

Set limits

Trading limits are set for insured customers, helping define the level of covered exposure.

Trade and claim

You continue trading within policy terms, and if an insured debt is not paid, a claim can be made for the covered loss.

Built for growing firms
and established businesses.

Whether you are an SME extending credit to a smaller customer base or a larger business managing more complex exposures, we can help you find Trade Credit Insurance that fits the way you trade.

Get a Quote Today... Call Us - 0345 017 9795

Frequently Asked Questions

A few common questions about Trade Credit Insurance and who it is designed for.

Any business selling goods or services on credit terms to other businesses can benefit, from smaller firms through to larger and more complex organisations.

Trade Credit Insurance is designed to protect against customer non-payment, including insolvency and protracted default, with some policies also responding to certain political risks where applicable.

Yes. Trade Credit Insurance can support businesses trading in the UK and overseas, helping you extend credit terms more confidently in new markets.

Pricing depends on factors such as the size of your business, the customers you trade with, the level of exposure you want covered, and the way you extend credit.

Need help with Trade Credit Insurance?

Our team can help you understand how Trade Credit Insurance works, the type of receivables you may want to protect, and whether the cover suits the way your business trades.

Prefer to get in touch yourself? Call us on 01962 844 848 or email info@cityinsurance.co.uk.

Trade credit insurance made simple.

Trade Credit Insurancefor safer growth.