Shop and Retailers Insurance

Cheaper Shops Liability Insurance Get A Quote   

Our online shop insurance is designed to cover a variety of shops and retail business whether you run a small shop or own a chain of larger shops. Our online shop policy will cater for a combination of stock and business contents up to a limit of £500,000. For higher limits - Please click here.

We understand that time is precious and looking for the best shop insurance deal cannot always be your number one priority. Let City Insurance do the hard work and find you specialist low cost shop insurance cover for your business.

Our flexible Shop Insurance package cover is designed to meet the specific needs of shop retailers, providing "All Risks" cover as standard along with optional cover extensions enabling you to tailor the cover to your requirements. Policies are arranged through leading Insurers ensuring security and peace of mind.

Get a shop insurance quote and save time & money and buy online. If you prefer you can speak with one of our advisors on 0333 0151507.

Try us now and we will compare a panel of insurers to find you cheaper shop insurance that covers your business with quality cover in minutes.


Business Insurance Enquiry:
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Our Shop Insurance Cover Typically Includes:
Shop Contents & Stock
Are covered against loss or damage, including accidental loss
Public, Products and Employer's Liability
Protects against amounts you become legally liable for as a result of third party bodily injury, third party property damage and injuries to those working for you resulting from your negligence.
Equipment Breakdown
Cover included as standard against damage to business equipment including computers following breakdown, explosion or operator error
Replacement of locks
Up to £1000 following theft of keys included
Refrigerated stock cover
up to £15,000 automatically included due to refrigerator breakdown
Business interruption
Loss of profits arising from insured perils such as a fire or flood
Commercial Legal Expenses including 24 Hour Helpline
Up to £100,000 cover to negotiate your legal rights as a result of contractual disputes, appeals to statutory licence alterations or refusals and HM Revenue & Customs enquiries
Shop Insurance Optional Extensions:
Loss of licence cover
Option to include protection against loss of income
Theft by employees
Option to include cover for the theft of money or goods of up to £5,000
Business Equipment away from the premises
Option to extend cover for business equipment used away from the premises such as Mobile Phones and Computer Equipment


 
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We have been providing low cost quality insurance solutions since the 1980's. Our head office is based in the City of Winchester. As we insure thousands of clients we are able to use bulk-buying power with many insurer partners to keep premiums as low as possible.

At City Insurance we have a great range of insurance offerings from Car & Van insurance, home and travel cover as well as business insurance, liability and commercial insurance too.

;We recognise most people are very busy and that you may not always have the time to search around for the cheapest policy. At City Insurance we are confident we can save you both time and money. For this reason we can offer you the simplicity of, 'quote & buy online' in most cases backed up by a friendly knowledgeable team. We will take you your insurance requirements and instantly compare a panel of leading insurers and then provide our best premium and cover options to suit your needs. If you're happy, you may buy cover immediately or you can speak with our Client Service centre for further advice or assistance.

Some insurance circumstances can be involved or complex and need careful attention from staff that are competent and trained and not just script readers. We believe in a personal service supplied by knowledgeable helpful staff, we do not have foreign call centres and real people answer our telephones, not computers!

At CityInsurance.co.uk, we are committed to making insurance accessible, affordable, and straightforward for everyone. We pride ourselves on offering tailored insurance solutions whether you're looking for standard coverage or something more specific. From young drivers and first-time homeowners to small businesses and experienced professionals, we have a solution that suits your needs.

We believe that good service means more than just offering low premiums — it means taking the time to listen, understand your individual needs, and deliver clear, honest advice. Our experienced staff work hard to ensure that every policy is matched with the right customer and that every customer feels supported before, during, and after purchase. We regularly review our processes and training to maintain the high standard of care that has become our hallmark.