Commercial Property
Insurance

Commercial Property Owners Insurance

Commercial Property Insurance for Owners and Landlords

For Residential Let Property Click Here

If you are a Commercial Property Owner that you either occupy or where some or all of the building is leased or let to tenants you will need to arrange a specialist property insurance. Our Landlords Commercial Property Owners Insurance policies are designed specifically to provide all the cover you need.

We partner leading insurers to provide quality Commercial Property Insurance, and that can include a full range of standard and optional policy benefits. These can include, all standard perils, such as, Fire, Flood, Escape of Water, 'All Risks' Property Damage, Loss of Rent, Glass, Property Owners Liability and Legal Expenses. Further options are available to increase any standard limits including 'Day One' Uplift Inflation Protection, Subsidence, Landlord's Contents, Contents of Communal Areas and Terrorism.

We make the process of arranging this essential cover fast and convenient, with instant quotations available for all types of property owners and a wide range of occupying trades.

We can offer quotes for most Commercial Property being the Building and Contents. Cover is tailored to suit the type of building, whether it’s Retail buildings, Office Block, Commercial, Industrial, Blocks of Flats, Cafés, Restaurant’s, we will have a policy to suit your needs.

Moving on from the Property owners Insurance, if required, we can cover the Business Insurance needs as well. That may mean, covering Business Assets, Contents, Stock, Work away from the Premises, Public & Employers Liability and protecting the Revenue with Business Interruption cover and loss of profits. Connect with an experienced member of our team for advice on what cover you need and we will be pleased to offer you a quotation to get you covered. If you are happy with our quote we can get you covered on the spot.

Cover Can Include:

Buildings, Fixtures, and Fittings Protect the physical structure against the main risks.
Property Owners Liability In case of third party legal claims.
Landlords Contents Cover contents owned by the landlord.
Loss of Rent - following a loss rendering your property unfit for occupation.
Terrorism - Protection against acts of terrorism.
Commercial Legal Cover Legal costs for commerical disputes.

Get A Quote
0345 017 9795

What else can we do for you?

Residential Let Property

See the benefit of our Landlords Let Property Insurance, provided by leading insurers. In addition to buildings and contents insurance, we can also include landlord-specific cover such as property owners’ liability and loss of rent.

Public Liability

Our Public & Employers Liability policy insurance is wide enough to cover a wide variety of business. From Builders to Hairdressers, whatever your trade, cover is available at low cost.

Contractors Liability

As a tradesman or contractor, you know that as careful as you can be, accidents happen. That is why our Contractors Liability cover is just the thing to protect you against those unforeseen accidents.

Retailers & Shops

Our Shop Insurance is designed to meet the specific needs of shop retailers, providing contents and liability cover as standard, along with optional cover extensions enabling you to tailor the cover to your requirements.

Motor Fleet

Our fleet insurance can start with as little as one vehicle, rising up to larger companies with multiple cars, vans, lorries and more. We can even cover specialist vehicle such as fork-lift trucks

Office & Professional

Our office insurance is designed to cover a variety of office based businesses including Accountants, Solicitors, Consultants and many more! Package cover includes, 'All Risks' cover for Contents, Business Interruption, Goods in Transit, Money, Public & Products Liability, Employers Liability, and Legal cover.

Why Choose City Insurance for Your Commercial Property Insurance?

Personal Service We are known for our commitment to Honesty, Integrity and Excellent Customer Care.
Experience Our team has years of property insurance experience.
Call Us We will be there in minutes, and won't leave you on hold with endless wait times.
Access We have a large panel of, carefully selected, leading insurance partners. We are well equipped to get you a great deal.

Get A Quote
0345 017 9795

Frequently Asked Questions

Commercial Property Insurance Enquiry:

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What our clients say

Cover typically available includes:

Buildings including any Outbuildings
Are usually covered against standard perils with an option to extend to include Accidental Damage

Glass Cover and Fixed Sanitary fittings
Included as standard upto the Buildings Sum Insured

Trace and Access
Covers upto £25,000 for tracing and fixing the source of a leak of water or oil

Loss of Rent
Covers loss of rental income following a claim where the property is unfit for occupation. You will just need to select the amount of cover required and choose a suitable indemnity period of 12, 24 or 36 months duration.

Property Owners Liability
Provides indemnity against claims made against you for property damage or injury to the public caused as a result of any negligence by you in your capacity as property owner.

We have been providing low cost quality insurance solutions since the 1980's. Our head office is based in the City of Winchester. As we insure thousands of clients we are able to use bulk-buying power with many insurer partners to keep premiums as low as possible.

At City Insurance we have a great range of insurance offerings from Car & Van insurance, home and travel cover as well as business insurance, liability and commercial insurance too.

;We recognise most people are very busy and that you may not always have the time to search around for the cheapest policy. At City Insurance we are confident we can save you both time and money. For this reason we can offer you the simplicity of, 'quote & buy online' in most cases backed up by a friendly knowledgeable team. We will take you your insurance requirements and instantly compare a panel of leading insurers and then provide our best premium and cover options to suit your needs. If you're happy, you may buy cover immediately or you can speak with our Client Service centre for further advice or assistance.

Some insurance circumstances can be involved or complex and need careful attention from staff that are competent and trained and not just script readers. We believe in a personal service supplied by knowledgeable helpful staff, we do not have foreign call centres and real people answer our telephones, not computers!

At CityInsurance.co.uk, we are committed to making insurance accessible, affordable, and straightforward for everyone. We pride ourselves on offering tailored insurance solutions whether you're looking for standard coverage or something more specific. From young drivers and first-time homeowners to small businesses and experienced professionals, we have a solution that suits your needs.

We believe that good service means more than just offering low premiums — it means taking the time to listen, understand your individual needs, and deliver clear, honest advice. Our experienced staff work hard to ensure that every policy is matched with the right customer and that every customer feels supported before, during, and after purchase. We regularly review our processes and training to maintain the high standard of care that has become our hallmark.