low cost provisional car insurance low cost provisional car insurance
Low cost insurance for learners and provisional licence holders

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Provisional Licence Car Insurance (Provisional & Learner Drivers)


Drivers holding a Provisional licence can get cheaper car insurance online from our quote system or over the telephone from our service centre. We have put together various special schemes for Learner drivers with a provisional licence to get cheaper car insurance.

As you may have already found Provisional licence holders can sometimes find it difficult to find car insurance that is affordable. Quite often most insurers will not even offer a quotation as they wil not accept a driver with "Learner drivers" with a provisional licence.


Due to a learner drivers lack of experience, insurance companies will regard a provisional licence driver as "high risk" and more likely to have an accident. Combined, typically with a young drivers age and inexperience pricing has been historically high and quite often, when a driving test is passed premiums can rocket again.

Despite lessons and driving supervison any short term driving experience gained leading to the expectation that premiums will drop when a test is passed may not be the case. Many insurers will increase premiums for a Provisional licence holder who has passed their test, as a higher or similar risk is still presented.


We have put together some leading deals for young drivers with a provisional licence. Select which cover you require and if you’re happy you can get covered immediately!
  Get a Quote  

Prefer to talk to someone?
0345 017 9795


top tips for young drivers
TOP TIPS FOR YOUNG DRIVERS

There are ways to help get cheaper car insurance, get help and advice to get those premiums down.

Prefer to talk to someone?

0345 017 9795
At City Insurance we will find you our best premium that (subject to status) can be made monthly, get a quote from our web site and if you like the price cover can be bought immediately.
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We have been providing low cost quality insurance solutions since the 1980's. Our head office is based in the City of Winchester. As we insure thousands of clients we are able to use bulk-buying power with many insurer partners to keep premiums as low as possible.

At City Insurance we have a great range of insurance offerings from Car & Van insurance, home and travel cover as well as business insurance, liability and commercial insurance too.

;We recognise most people are very busy and that you may not always have the time to search around for the cheapest policy. At City Insurance we are confident we can save you both time and money. For this reason we can offer you the simplicity of, 'quote & buy online' in most cases backed up by a friendly knowledgeable team. We will take you your insurance requirements and instantly compare a panel of leading insurers and then provide our best premium and cover options to suit your needs. If you're happy, you may buy cover immediately or you can speak with our Client Service centre for further advice or assistance.

Some insurance circumstances can be involved or complex and need careful attention from staff that are competent and trained and not just script readers. We believe in a personal service supplied by knowledgeable helpful staff, we do not have foreign call centres and real people answer our telephones, not computers!

At CityInsurance.co.uk, we are committed to making insurance accessible, affordable, and straightforward for everyone. We pride ourselves on offering tailored insurance solutions whether you're looking for standard coverage or something more specific. From young drivers and first-time homeowners to small businesses and experienced professionals, we have a solution that suits your needs.

We believe that good service means more than just offering low premiums — it means taking the time to listen, understand your individual needs, and deliver clear, honest advice. Our experienced staff work hard to ensure that every policy is matched with the right customer and that every customer feels supported before, during, and after purchase. We regularly review our processes and training to maintain the high standard of care that has become our hallmark.