Car & Van Breakdown Cover
City Insurance Group offers optional UK and European breakdown cover that can be added to your private car or van policy. Whether you're commuting to work, transporting goods, or heading off on a weekend trip, breakdowns can be stressful and disruptive — but help is never far away with our support.
We work with a trusted UK provider to offer a range of cost-effective motor breakdown assistance levels. These include roadside repair, recovery, onward travel, and cover at home — with the option to extend your protection across Europe.
Benefits of our breakdown cover include:
- UK-based emergency helpline
- Unlimited callouts with no callout fees
- Cover for roadside repair, recovery, overnight stays & onward travel
- Three affordable levels to choose from – starting from just £47.95
- Optional European cover for peace of mind abroad
If you already have motor insurance through City Insurance Group and have selected breakdown cover, help is just a phone call away:
Emergency breakdown assistance:
01423 535786
Full details of the cover provided are shown here:
Full Breakdown - Insurance Product Information Document
Full Breakdown Policy Wording
Please refer to your motor breakdown certificate for the level of cover you have chosen. Cover options available:
Recovery Option | 1 | 2 | 3 |
£47.95 | £69.95 | £89.95 | |
Roadside | ![]() | ||
Unlimited Miles | ![]() | ||
No call out charge | ![]() | ||
Call Outs | Unlimited | ||
Onward Travel | ![]() | ||
Overnight Accommodation | ![]() | ||
Homestart | ![]() | ![]() | |
EU Cover | ![]() | ![]() |
Recovery Options | UK | UK & Home | UK & Home & EU |
£47.95 | £69.95 | £89.95 | |
Up to 1 hours roadside assistance | ![]() | ![]() | ![]() |
Unlimited miles of recovery | ![]() | ![]() | ![]() |
No call out charge | ![]() | ![]() | ![]() |
Unlimited call outs | ![]() | ![]() | ![]() |
Onward Travel | ![]() | ![]() | ![]() |
Emergency overnight accommodation | ![]() | ![]() | ![]() |
Cover at your home address | ![]() | ![]() | ![]() |
Cover in Europe for 31 days | ![]() | ![]() | ![]() |
Want to add breakdown cover to your car or van policy?
Breakdown assistance can be arranged when you set up or renew your motor insurance. To add it to an existing policy, or to speak to someone for advice, please contact us today.
Call now: 0345 017 9795
Or click here to view optional extras for your policy.
As a service-first broker, we’re proud to provide personal, UK-based assistance and helpful advice — whether you need a quote, want to upgrade your policy, or require breakdown support while on the road.
Need help?
Visit our Contact Us page to get in touch.


We have been providing low cost quality insurance solutions since the 1980's. Our head office is based in the City of Winchester. As we insure thousands of clients we are able to use bulk-buying power with many insurer partners to keep premiums as low as possible.
At City Insurance we have a great range of insurance offerings from Car & Van insurance, home and travel cover as well as business insurance, liability and commercial insurance too.
;We recognise most people are very busy and that you may not always have the time to search around for the cheapest policy. At City Insurance we are confident we can save you both time and money. For this reason we can offer you the simplicity of, 'quote & buy online' in most cases backed up by a friendly knowledgeable team. We will take you your insurance requirements and instantly compare a panel of leading insurers and then provide our best premium and cover options to suit your needs. If you're happy, you may buy cover immediately or you can speak with our Client Service centre for further advice or assistance.
Some insurance circumstances can be involved or complex and need careful attention from staff that are competent and trained and not just script readers. We believe in a personal service supplied by knowledgeable helpful staff, we do not have foreign call centres and real people answer our telephones, not computers!
At CityInsurance.co.uk, we are committed to making insurance accessible, affordable, and straightforward for everyone. We pride ourselves on offering tailored insurance solutions whether you're looking for standard coverage or something more specific. From young drivers and first-time homeowners to small businesses and experienced professionals, we have a solution that suits your needs.
We believe that good service means more than just offering low premiums — it means taking the time to listen, understand your individual needs, and deliver clear, honest advice. Our experienced staff work hard to ensure that every policy is matched with the right customer and that every customer feels supported before, during, and after purchase. We regularly review our processes and training to maintain the high standard of care that has become our hallmark.