'No' No Claims Bonus Zero No Claims Bonus - No Problem

"Zero, nil, reduced No Claims Bonus - No Problem!" Our Introductory bonus scheme can allow an equivalent no claims discount of up to 70% - Here are a few example of how you can benefit with a policy from City Insurance.

• You don't have a "No Claims Bonus" in your name
• You may be an ex-company car driver.
• You are insuring a second car.
• You have been named driver on someone else's policy.
• Your bonus may have been lost as a result of a claim.
• You have had an accident against a “Protected no claims bonus”

No Claims bonus scale

Zero No Claims Bonus & Introductory Discounts Only
1 year no claims - 30% discount
2 years no claims - 40% discount
3 years no claims bonus - 50% discount
4 years no claims bonus - 60% discount
5 years or more no claims bonus - 65-75% discount

What happens to your bonus if you claim?

When you make a claim your no claims bonus is 'stepped back' by two years – use the scale above as an indication (as this may vary from insurer to insurer). Once you have reached the top of the scale, an additional loyalty discount may be included for your ongoing custom.

Once you have reached the maximum bonus, you may have the option to “protect or guarantee” your no claims bonus to guard against loss from claim/s

Monthly premiums available (Subject to status)